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State and local laws will govern most problems that arise between you and your landlord or you and a neighbor.Your problems may be resolved in local counseling facilities, local small claims courts, or in state civil court. If the landlord wants to evict you, your state likely has established procedures for doing so, with even more rules set out at the county or city level.

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Anything that penetrates your space, such as loud noise or cigarette smoke, may violate your right to “quiet enjoyment.” For more on your rights to privacy and “quiet enjoyment,” see of this guide.

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Please note that if your bank tells you that they’ve put the declined payment through, you would still need to wait 15 minutes and try your payment again, because they cannot approve a previously declined payment.

You may also want to try a different credit card that allows international payments.